Atlanta Homes for sale

Price
Beds
Baths
For Sale / All Types

Steps to buy your home in Atlanta

Steps to Buy Your Home in Atlanta

1. Get a loan approval letter

These are the basic documents you will need to get a loan approval letter.

  1. The last two years of tax returns
  2. The last three months of bank statements
  3. Pay stubs for the last two months
  4. W-2 and or 1099 forms
  5. Employment and Rent verification
  6. Fill out Loan Application
  7. If requested provide authorization for Lender to run Credit check for you the Borrower and Co-Borrower if you have one

Upon providing these documents to a Loan Officer, you should request a loan approval letter.

 2. Find a Real Estate Agent

There are many Real Estate agents, you want to hire someone who is professional and works full time in the Real Estate business and is familiar with the area you are interested in buying your home. These are some duties of what a good agent will help you with:

  1. Find the right home for you
  2. Advise on the location of the property, find rankings of the local schools
  3. Submit and offer on your behalf to the seller
  4. Negotiate the best deal on the property he is found for you
  5. Negotiate any repairs needed on the home you are purchasing
  6. Coordinate the work with other professionals involved in the purchase such as: Real estate Attorneys, Home Inspectors, General Contractors, and Insurance Agents
  7. Solve any problems that come up during and after negotiations.

Good agents will make the buying process smooth and stress free for home buyers.

 3. Making an Offer

If you are borrowing money to purchase your home, before you make an offer, as mentioned in step one, you have to have the loan approval letter and needs to be submitted with your offer, this is really important to make sure the seller will consider your offer.

  1. Request and review the Seller’s Disclosure before making the offer
  2. Real Estate Agent will write the offer on your behalf
  3. Add earnest money, usually around 1% of the sales price, some home owners ask for more
  4. Request a Due Diligence period so you can inspect the house, usually seven to ten days.
  5. Add a closing date to the offer
  6. Select an Attorney to do the closing
  7. The Real Estate Agent will present your offer

    4. Upon Approval of your Offer

Once you have agreed the sales price with the seller, your agent should do the following items:

  1. Order an inspection report
  2. Submit a copy the contract to the Lender and the closing Attorney
  3. Order or Request a Termite Letter
  4. Submit Termite letter to lender
  5. Negotiate and repairs needed with Seller
  6. Ask Lender to order an appraisal on the property
  7. If needed request a property survey
  8. Get a Good Faith Estimate from Lender to find out how much money you will need at Closing
  9. Order a Hazardous insurance policy
  10. Be sure to ask the closing attorney to find if there are any other liens on the property

    5. Prior to Closing

Few days before closing your agent should double check the following Items:

  1. Make sure all negotiated repairs are completed
  2. Get a copy of final Loan documents and verify all amounts are correct
  3. Get a copy of the Hazardous Insurance Policy
  4. Have all contacts for utilities (Power, gas, water, phone, cable)
  5. Request a one year home buyers protection plan (optional)
  6. Request home buyer to purchase a certified check for down payment amount

    6. At Closing

Buyer should have the following information at closing:

  1. Arrive at Attorney’s office at least 30 minutes ahead of schedule
  2. Upon arrival, get a final copy of closing documents
  3. Review final closing documents
  4. Have certified check for the down payment
  5. Have copy of the hazardous insurance policy
  6. Have a copy your driver’s license or any other state issued identification
  7. Be sure to add Title Insurance prior to closing
  8. Make sure to obtain a copy of your home buyers protection plan if you ordered one
  9. Request any warranties from Home Owner, warranties for units such as: Furnace, Roof, Hot Water Heater, Garage doors, appliances and other items that come with the house
  10. Get all keys, garage door openers and any other instructions
  11. on how to operate the house
  12. Double check to make sure the Title is in the correct name
  13. Sign loan documents

    7. After Closing

Congratulations, you now are home owner, as in most cases, this is probably the largest purchase you have ever made and as such, this will be your biggest responsibility to take care.

At this point I recommend you to review the complete inspection report and address some of the items listed on this report.

Your Real Estate Agent should be able to recommend you contractors that can help you with the maintenance of your home.

Items to keep in mind after closing:

  1. File for a homestead exemption with your local tax office
  2. Request your Real Estate agent continue to monitor the value of your property
  3. Keep you closing documents safe, you will need them again at time of paying your state and federal taxes
  4. Change door locks if necessary
  5. 30 days after closing check your local tax office to make sure the property is in your name

This is in a nut shell the process of buying your first home in the Atlanta area. Other areas and or Estates may have different rules and regulations, but the majority of the steps will be the same.

Search Homes for Sale in Atlanta

Foreign Real Estate Investors: How to Purchase Real Estate in the USA?

Telmo Bermeo Real Estate Broker

About Telmo Bermeo

Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.

Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417

Atlanta Real Estate Information

Here is the Top Real Estate Markets in Georgia

Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale Roswell Homes for Sale Lawrenceville Homes for Sale | Kennesaw homes for sale

Atlanta Homes for Sale

New Listing - 21 hours online
$1,300,000
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
822 Argonne Avenue NE
Atlanta, GA 30308
Midtown Subdivision
New Listing - 2 weeks online
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,794
SQFT
727 Courtenay Drive NE
Atlanta, GA 30306
Morningside Subdivision
$1,950,000
Single Family Home For Sale
Active
5
BED
7
TOTAL BATHS
4,620
SQFT
760 Ponce De Leon Terrace NE
Atlanta, GA 30306
Virginia Highlands Subdivision
$2,295,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,918
SQFT
284 The Prado NE
Atlanta, GA 30309
Ansley Park Subdivision
$3,800,000
Single Family Home For Sale
Pending
5
BED
6
TOTAL BATHS
6,278
SQFT
230 Peachtree Circle NE
Atlanta, GA 30309
Ansley Park Subdivision
Price Change - 3 weeks ago
$1,748,500
Single Family Home For Sale
Active
5
BED
7
TOTAL BATHS
4,794
SQFT
876 Barnett Street NE
Atlanta, GA 30306
Virginia Highlands Subdivision
$1,700,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,500
SQFT
1333 Berwick Avenue NE
Atlanta, GA 30306
Morningside Subdivision
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,728
SQFT
941 Virginia Avenue NE
Atlanta, GA 30306
Virginia Highlands Subdivision
Price Change - 3 weeks ago
$1,599,900
Single Family Home For Sale
Pending
6
BED
7
TOTAL BATHS
4,550
SQFT
931 Courtenay Drive NE
Atlanta, GA 30306
Morningside Subdivision
New Listing - 3 weeks online
$790,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,147
SQFT
524 Wabash Avenue
Atlanta, GA 30312
Old Fourth Ward Subdivision
$1,710,300
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
7 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,835,600
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
9 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,760,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
8 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$2,350,000
Single Family Home For Sale
Pending
6
BED
6
TOTAL BATHS
6,592
SQFT
1742 Pine Ridge Drive NE
Atlanta, GA 30324
Morningside Subdivision
New Listing - 3 weeks online
$1,795,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,668
SQFT
1080 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
Price Change - yesterday
$1,700,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
10,000
SQFT
1871 Windemere Drive NE
Atlanta, GA 30324
MORNINGSIDE Subdivision
Price Change - yesterday
$1,700,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
10,000
SQFT
1875 Windemere Drive NE
Atlanta, GA 30324
Morningside Subdivision
Price Change - 22 hours ago
$1,289,949
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
4,500
SQFT
1254 Stillwood Drive NE
Atlanta, GA 30306
Virginia Highlands Subdivision
Open House 07/12 at 2PM
Please verify times due to COVID-19
$1,195,900
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
2,931
SQFT
1261 Virginia Avenue NE
Atlanta, GA 30306
Ardyn Subdivision
Price Change - 5 days ago
$1,350,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
3,700
SQFT
1931 Windemere Drive NE
Atlanta, GA 30324
Morningside Subdivision
Open House 07/12 at 2PM
Please verify times due to COVID-19
$1,699,000
Single Family Home For Sale
Active
6
BED
6
TOTAL BATHS
5,129
SQFT
1231 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
New Listing - 22 hours online
$2,495,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
5,800
SQFT
1731 Wildwood Road NE
Atlanta, GA 30306
Morningside Subdivision
$1,299,900
Single Family Home For Sale
Pending
6
BED
5
TOTAL BATHS
3,268
SQFT
1054 Euclid Avenue NE
Atlanta, GA 30307
Inman Park Subdivision
Open House 07/12 at 2PM
Please verify times due to COVID-19
$1,345,000
Single Family Home For Sale
Active
6
BED
5
TOTAL BATHS
4,500
SQFT
1377 Briarcliff Road NE
Atlanta, GA 30306
Druid Hills Subdivision
Open House 07/12 at 1PM
Please verify times due to COVID-19
$1,497,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,631
SQFT
1242 Lenox Circle NE
Atlanta, GA 30306
Morningside Subdivision
$1,495,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,534
SQFT
2048 Fairhaven Circle NE
Atlanta, GA 30305
Peachtree Hills Subdivision
$1,750,000
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
4,069
SQFT
1785 Noble Drive
Atlanta, GA 30306
Morningside Subdivision
New Listing - 2 weeks online
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
5,844
SQFT
1783 Noble Drive NE
Atlanta, GA 30306
Morningside Subdivision
$875,000
Single Family Home For Sale
Pending
4
BED
5
TOTAL BATHS
2,800
SQFT
294 Ferguson Street
Atlanta, GA 30307
Candler Park Subdivision
$925,000
Single Family Home For Sale
Pending
4
BED
5
TOTAL BATHS
2,800
SQFT
292 Ferguson Street
Atlanta, GA 30307
Candler Park Subdivision
$669,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,205
SQFT
1322 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
Price Change - 4 weeks ago
$835,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,583
SQFT
834 Harold Avenue SE
Atlanta, GA 30316
Reynoldstown Subdivision
$689,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,608
SQFT
1316 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
$669,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,205
SQFT
1310 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
$689,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,608
SQFT
1318 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
$740,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,467
SQFT
1136 Boulevard Drive NE
Atlanta, GA 30317
Reynoldstown Subdivision
$299,900
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
1,600
SQFT
639 Lester Street NW
Atlanta, GA 30314
Vine City Subdivision
Price Change - a week ago
$564,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,032
SQFT
513 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$639,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,539
SQFT
509 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$573,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,032
SQFT
507 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 4 weeks ago
$565,000
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,083
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
New Listing - 2 weeks online
$580,000
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,083
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
$611,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,502
SQFT
516 Broadview Lane NE
Atlanta, GA 30324
Broadview Place Subdivision
$869,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,200
SQFT
1356 Woodland Hills Drive NE
Atlanta, GA 30324
Woodland Hills Subdivision
$618,100
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,914
SQFT
614 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 3 weeks ago
$674,900
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
2,685
SQFT
625 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$589,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,048
SQFT
621 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
Open House 07/12 at 1PM
Please verify times due to COVID-19
$735,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,720
SQFT
1214 Hosea L. Williams Drive
Atlanta, GA 30317
Edgewood Subdivision
$564,900
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,048
SQFT
603 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$572,900
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
2,074
SQFT
576 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 3 weeks ago
$608,098
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,053
SQFT
627 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 3 weeks ago
$564,900
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,850
SQFT
578 Broadview Place NE
Atlanta, GA 30324
Broadview Place Terrace Subdivision
$574,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,016
SQFT
580 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 3 weeks ago
$631,775
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,505
SQFT
579 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$350,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
1,056
SQFT
793 Thurmond Street NW
Atlanta, GA 30314
N/A Subdivision
$825,000
Single Family Home For Sale
Pending
5
BED
4
TOTAL BATHS
3,103
SQFT
1053 Briar Vista Terrace NE
Atlanta, GA 30324
Woodland Hills Subdivision
$1,325,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
5,486
SQFT
1107 Country Lane NE
Atlanta, GA 30324
Woodland Hills Subdivision
$709,441
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
3,342
SQFT
916 Luther Street NW
Atlanta, GA 30318
Westtown Subdivision
New Listing - 22 hours online
$715,000
Single Family Home For Sale
Pending
4
BED
6
TOTAL BATHS
3,342
SQFT
912 Luther Street NW
Atlanta, GA 30318
Westtown Subdivision
$714,900
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
3,342
SQFT
911 King Street NW
Atlanta, GA 30318
Westtown Subdivision