Atlanta Homes for sale

Price
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For Sale / All Types
“It’s not about the money, money, money...” Seriously, buying a house is not about the money... well in some way. What really matters is your credit score. Most people don’t have $250,000 lying in their savings account, waiting to be spent all at once. You have to think about other needs such as food, energy bills, gas bills, etc. Let’s look at a hypothetical scenario: Mark has a steady job and makes about $12,000 in a year. He has been saving for 8 years now and has enough money to buy a house. He finally proposes to his longtime girlfriend and decides now is the time to invest his money in buying a home for sale in Sandy Springs, GA. Since this is his first time, he decides to forego taking out a loan and buys a house straightaway. Now, his savings account is substantially low and he is struggling to pay the bills and house maintenance fees. This leads him to take out a pay day loan. With interests riding so high on this type of loan, Mark ends up in debt. So, where did Mark go wrong? When he decided to empty his savings account to buy a house! Of course, there are many other factors that put him in debt but the move he made was completely reckless.

Slaying the Myth

You do NOT need a high FICO score to get a loan. Yes, this is true! You see, most people are daunted by their low credit score and therefore, never look for a house. The two things that have been scaring people for ages from buying a home for sale in Sandy Springs, GA are the FICO score and the down payment. Let’s have a look at some cold hard facts: A higher down payment will put you at the front in a competition but if you can’t pay one, then look for other houses You can get a loan on a low credit score but the interest rates will be slightly high You might have to put up collateral to get a loan In other words, you can get a loan but there might be some contingencies on it. Getting a mortgage loan is way better than blowing your entire savings. You have to think about the future costs and that means saving some for rainy days.

FICO Scores

Here’s a breakdown for the FICO scores in the past 4 years:
  • 2014: 727
  • 2015: 730
  • 2016: 726
  • 2017: 722
  • 2018: 726
The FICO score depends on how the real estate market is doing and therefore, it keeps changing.

Down Payment

A down payment as low as 3.5% of the entire loan is acceptable but a few lenders give this chance to buyers. Here’s a breakdown of down payment according to buyer types:
  • Most Buyers: 10%
  • First-Time Buyers: 6%
  • Repeat Buyers: 14%

Interest Rates

Here’s a breakdown of how interest rates have fared in the past 4 decades:
  • 1970: 8.86%
  • 1980: 12.7%
  • 1990: 8.12%
  • 2000: 6.29%
  • Current: 4.52%
Now that you know you don’t need a FICO score of 800 and a 20% down payment, are you eager to buy a house? If you want to find a home for sale in Sandy Springs, GA within your budget, then visit America’s Network Realty Group Inc. Enter just a few details on the type of house you are looking for and the database will provide you with hundreds of listings.

Homes for sale in Atlanta

New Listing - 4 weeks online
$1,249,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
822 Argonne Avenue NE
Atlanta, GA 30308
Midtown Subdivision
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,794
SQFT
727 Courtenay Drive NE
Atlanta, GA 30306
Morningside Subdivision
Price Change - 2 weeks ago
$1,925,000
Single Family Home For Sale
Active
5
BED
7
TOTAL BATHS
4,620
SQFT
760 Ponce De Leon Terrace NE
Atlanta, GA 30306
Virginia Highlands Subdivision
$2,295,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,918
SQFT
284 The Prado NE
Atlanta, GA 30309
Ansley Park Subdivision
Price Change - 3 weeks ago
$1,699,900
Single Family Home For Sale
Active
5
BED
7
TOTAL BATHS
4,794
SQFT
876 Barnett Street NE
Atlanta, GA 30306
Virginia Highlands Subdivision
$1,700,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,500
SQFT
1333 Berwick Avenue NE
Atlanta, GA 30306
Morningside Subdivision
$1,599,900
Single Family Home For Sale
Pending
6
BED
7
TOTAL BATHS
3,616
SQFT
931 Courtenay Drive NE
Atlanta, GA 30306
Morningside Subdivision
New Listing - 5 days online
$2,495,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
5,950
SQFT
751 Sherwood Road NE
Atlanta, GA 30324
Morningside Subdivision
Open House 08/09 at 2PM
Please verify times due to COVID-19
$775,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,147
SQFT
524 Wabash Avenue
Atlanta, GA 30312
Old Fourth Ward Subdivision
$825,000
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,147
SQFT
520 Wabash Avenue
Atlanta, GA 30312
Old Fourth Ward Subdivision
New Listing - 3 weeks online
$835,000
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,147
SQFT
520 Wabash Avenue
Atlanta, GA 30312
Old Fourth Ward Subdivision
$1,710,300
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
7 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,835,600
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
9 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,760,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
8 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$2,350,000
Single Family Home For Sale
Pending
6
BED
6
TOTAL BATHS
6,592
SQFT
1742 Pine Ridge Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,795,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,668
SQFT
1080 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
Price Change - 4 weeks ago
$1,700,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
10,000
SQFT
1871 Windemere Drive NE
Atlanta, GA 30324
MORNINGSIDE Subdivision
Price Change - 4 weeks ago
$1,700,000
Single Family Home For Sale
Pending
6
BED
7
TOTAL BATHS
10,000
SQFT
1875 Windemere Drive NE
Atlanta, GA 30324
Morningside Subdivision
Price Change - 4 weeks ago
$1,289,949
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
4,500
SQFT
1254 Stillwood Drive NE
Atlanta, GA 30306
Virginia Highlands Subdivision
Open House 08/08 at 2PM
Please verify times due to COVID-19
$1,195,900
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
2,931
SQFT
1261 Virginia Avenue NE
Atlanta, GA 30306
Ardyn Subdivision
Price Change - 2 weeks ago
$1,325,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
3,700
SQFT
1931 Windemere Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,699,000
Single Family Home For Sale
Active
6
BED
6
TOTAL BATHS
5,129
SQFT
1231 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
New Listing - 4 weeks online
$2,495,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
5,800
SQFT
1731 Wildwood Road NE
Atlanta, GA 30306
Morningside Subdivision
$1,299,900
Single Family Home For Sale
Pending
6
BED
5
TOTAL BATHS
3,268
SQFT
1054 Euclid Avenue NE
Atlanta, GA 30307
Inman Park Subdivision
New Listing - a week online
$1,150,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
4,060
SQFT
1424 Benning Place NE
Atlanta, GA 30307
Candler Park Subdivision
Price Change - 3 weeks ago
$1,299,000
Single Family Home For Sale
Active
6
BED
5
TOTAL BATHS
4,500
SQFT
1377 Briarcliff Road NE
Atlanta, GA 30306
Druid Hills Subdivision
New Listing - 6 days online
$1,448,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,631
SQFT
1242 Lenox Circle NE
Atlanta, GA 30306
Morningside Subdivision
$1,495,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,534
SQFT
2048 Fairhaven Circle NE
Atlanta, GA 30305
Peachtree Hills Subdivision
Open House 08/09 at 2PM
Please verify times due to COVID-19
$1,750,000
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
4,069
SQFT
1785 Noble Drive
Atlanta, GA 30306
Morningside Subdivision
Open House 08/09 at 2PM
Please verify times due to COVID-19
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
5,844
SQFT
1783 Noble Drive NE
Atlanta, GA 30306
Morningside Subdivision
$875,000
Single Family Home For Sale
Pending
4
BED
5
TOTAL BATHS
2,800
SQFT
294 Ferguson Street
Atlanta, GA 30307
Candler Park Subdivision
Price Change - 3 weeks ago
$669,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,205
SQFT
1322 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
$835,000
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,583
SQFT
834 Harold Avenue SE
Atlanta, GA 30316
Reynoldstown Subdivision
Price Change - 3 weeks ago
$689,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,608
SQFT
1316 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
Price Change - 3 weeks ago
$669,900
Single Family Home For Sale
Active Under Contract
3
BED
4
TOTAL BATHS
2,205
SQFT
1310 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
Open House 08/08 at 10AM
Please verify times due to COVID-19
$689,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,608
SQFT
1318 Boyd Avenue
Atlanta, GA 30318
Westtown Subdivision
Open House 08/08 at 2PM
Please verify times due to COVID-19
$740,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,467
SQFT
1136 Boulevard Drive NE
Atlanta, GA 30317
Reynoldstown Subdivision
$564,900
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,032
SQFT
513 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
New Listing - 3 days online
$639,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,539
SQFT
509 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
New Listing - 6 days online
$573,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,032
SQFT
507 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$565,000
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,083
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
$580,000
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,083
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
New Listing - 4 weeks online
$550,000
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
1,922
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
New Listing - 6 days online
$611,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,502
SQFT
516 Broadview Lane NE
Atlanta, GA 30324
Broadview Place Subdivision
Open House 08/09 at 3PM
Please verify times due to COVID-19
$859,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,200
SQFT
1356 Woodland Hills Drive NE
Atlanta, GA 30324
Woodland Hills Subdivision
$618,100
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,914
SQFT
614 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
New Listing - 3 days online
$674,900
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
2,685
SQFT
625 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
New Listing - 5 days online
$589,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,048
SQFT
621 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$735,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,720
SQFT
1214 Hosea L. Williams Drive
Atlanta, GA 30317
Edgewood Subdivision
New Listing - 6 days online
$572,900
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
2,074
SQFT
576 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$608,098
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,053
SQFT
627 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$564,900
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,850
SQFT
578 Broadview Place NE
Atlanta, GA 30324
Broadview Place Terrace Subdivision
New Listing - 6 days online
$574,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,016
SQFT
580 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
New Listing - 3 weeks online
$990,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,200
SQFT
278 Lindbergh Drive NE
Atlanta, GA 30305
Peachtree Hills Subdivision
$350,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
1,056
SQFT
793 Thurmond Street NW
Atlanta, GA 30314
N/A Subdivision
$1,325,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
5,486
SQFT
1107 Country Lane NE
Atlanta, GA 30324
Woodland Hills Subdivision
Open House 08/08 at 10AM
Please verify times due to COVID-19
$659,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,039
SQFT
914 Luther Street NW
Atlanta, GA 30318
Westtown Subdivision
Open House 08/08 at 10PM
Please verify times due to COVID-19
$674,900
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
3,342
SQFT
916 Luther Street NW
Atlanta, GA 30318
Westtown Subdivision
Price Change - 3 weeks ago
$684,900
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
3,342
SQFT
911 King Street NW
Atlanta, GA 30318
Westtown Subdivision
Price Change - 3 weeks ago
$649,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,243
SQFT
912 Martin Street NW
Atlanta, GA 30318
Westtown Subdivision