Atlanta Homes for sale

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For Sale / All Types

How do you decide on whether you are financially prepared to handle a mortgage or not? Don’t get your heart stuck on a house that is out of your buying range because even though you might get the loan to buy it, you won’t be able to afford the monthly payments.

However, there’s still a kink in this plan, if you do decide to take this path. The lender grants you a loan based on your current financial situation and employment. So, all in all, you won’t be able to afford a mortgage if your bank account doesn’t agree with the amount.

Don’t worry! We are here to give you a few tips on how to figure out your mortgage range. Consider the following points before approaching a lender and you will definitely breeze through your monthly payments:

1. Prepare a Comprehensive Budget

When it comes to buying a house, the rule of thumb is that you can usually afford a home for sale in Sandy Springs, GA that is priced 2 to 3 times above your gross income. Say your income is $150,000. You can buy a house that falls between $250,000 and $350,000.

However, let’s say that out of the $150,000 you earn, $1,500 goes into monthly payments. So, now you are a few thousand dollars short, which means that your monthly payments will be affected. This is why you need to prepare a budget that lists all your expenses. Subtract from your income and you will find the accurate monthly payment you can afford.

2. Don’t Forget the Down Payment

One of our previous blogs has covered why putting a 20% down payment is not necessary. However, if you do pay 20% down payment, you will not have to buy private mortgage insurance. Look into the interest rates each lender is offering and then make a decision. For your down payment, you can dip into your savings account, if you think the home for sale in Sandy Springs, GA is worth the asking price.

3. Find Out If You Are In Debt

All your monthly payments that include only the necessities must not go above 43% of your annual income. Here’s how to calculate this 43%:

  • Say your annual income is $150,000
  • Multiply $150,000 by 43% and you get $64,500
  • Divide $64,500 by 12 months and you get $5,375

Your monthly bills should not go above %5375.

4. Rent vs. Buy – Your Mortgage Guide

Are you renting a house right now? Calculate all your monthly expenses and then compare it with the monthly expenses of owning a house. Don’t forget to factor in the yearly increase in rent. If you are struggling with the rent and other payments, then it is better to buy a house in the same amount. At least, this way you will be saving a lot.

If you are planning to buy a house, then do use these tips to calculate your monthly payments. The question you should ask yourself at the end is: will you be able to afford it? Looking for a home for sale in Sandy Springs, GA that will fall under your budget? Head on over to America’s Network Realty Group Inc. and find your dream house by entering a few details.

Homes for sale in Atlanta

$839,000
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,661
SQFT
Midtown O4 W #2
742 Ponce De Leon Court NE
Atlanta, GA 30308
$1,895,000
Single Family Home For Sale
Pending
5
BED
6
TOTAL BATHS
3,690
SQFT
727 Courtenay Drive NE
Atlanta, GA 30306
Morningside Subdivision
New Listing - 3 weeks online
$2,995,000
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
4,676
SQFT
20 Polo Drive NE
Atlanta, GA 30309
Ansley Park Subdivision
$3,295,000
Single Family Home For Sale
Active Under Contract
5
BED
6
TOTAL BATHS
6,400
SQFT
18 Polo Drive NE
Atlanta, GA 30309
Ansley Park Subdivision
New Listing - 4 weeks online
$2,150,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,918
SQFT
284 The Prado NE
Atlanta, GA 30309
Ansley Park Subdivision
$1,550,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
4,200
SQFT
1333 Berwick Avenue NE
Atlanta, GA 30306
Morningside Subdivision
$1,849,000
Single Family Home For Sale
Pending
5
BED
6
TOTAL BATHS
4,239
SQFT
992 Highland View
Atlanta, GA 30306
Highland View Subdivision
$1,250,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,400
SQFT
Poncey Haus #1
1 Angier Springs Court NE
Atlanta, GA 30306
$1,895,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
5,221
SQFT
731 Wildwood Place NE
Atlanta, GA 30324
MORNINGSIDE Subdivision
$1,849,500
Single Family Home For Sale
Active
6
BED
5
TOTAL BATHS
4,809
SQFT
1021 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
$1,299,000
Single Family Home For Sale
Pending
5
BED
6
TOTAL BATHS
3,700
SQFT
1931 Windemere Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,299,900
Single Family Home For Sale
Pending
6
BED
5
TOTAL BATHS
3,268
SQFT
1054 Euclid Avenue NE
Atlanta, GA 30307
Inman Park Subdivision
New Listing - a week online
$900,000
Single Family Home For Sale
Pending
4
BED
5
TOTAL BATHS
2,535
SQFT
305 Candler Street
Atlanta, GA 30307
Candler Park Subdivision
$1,198,000
Single Family Home For Sale
Pending
6
BED
5
TOTAL BATHS
4,500
SQFT
1377 Briarcliff Road NE
Atlanta, GA 30306
Druid Hills Subdivision
Price Change - 4 weeks ago
$1,295,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,534
SQFT
2048 Fairhaven Circle NE
Atlanta, GA 30305
Peachtree Hills Subdivision
New Listing - 3 weeks online
$1,849,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,515
SQFT
1783 Noble Drive NE
Atlanta, GA 30306
Morningside Subdivision
New Listing - 5 days online
$1,699,000
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
4,069
SQFT
1785 Noble Drive NE
Atlanta, GA 30306
Morningside Subdivision
$259,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
1,152
SQFT
626 NW English Avenue NW
Atlanta, GA 30318
 
New Listing - 3 days online
$1,495,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,500
SQFT
The Cottages At South Ponce #A
1626 Clifton Terrace NE
Atlanta, GA 30307
$799,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,559
SQFT
Lake Claire #26
245 Colebrook Street NE
Atlanta, GA 30307
$682,940
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,608
SQFT
1318 Boyd Avenue
Atlanta, GA 30318
West Town Subdivision
New Listing - 3 weeks online
$339,900
Single Family Home For Sale
Pending
3
BED
2
TOTAL BATHS
1,550
SQFT
747 Orr Street NW
Atlanta, GA 30314
Vine City Subdivision
$698,999
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,467
SQFT
1136 Boulevard Drive NE
Atlanta, GA 30317
Reynoldstown Subdivision
$1,800,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,500
SQFT
2096 Evergreen Lane NW
Atlanta, GA 30318
Collier Hills Subdivision
$925,000
Single Family Home For Sale
Pending
5
BED
4
TOTAL BATHS
3,350
SQFT
1109 Ralph Road NE
Atlanta, GA 30324
Woodland Hills Subdivision
$620,970
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,574
SQFT
523 Broadview Lane
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 5 days ago
$558,040
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,905
SQFT
521 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$565,000
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,083
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
$550,000
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
1,922
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
New Listing - 4 days online
$571,286
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,914
SQFT
622 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
New Listing - 5 days online
$542,224
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,015
SQFT
620 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$555,333
Single Family Home For Sale
Pending
3
BED
2
TOTAL BATHS
2,045
SQFT
616 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 3 weeks ago
$569,900
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,048
SQFT
621 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$676,072
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,850
SQFT
571 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - 5 days ago
$593,389
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,905
SQFT
573 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$599,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
1,673
SQFT
278 Lindbergh Drive NE
Atlanta, GA 30305
Garden Hills Subdivision
$719,900
Single Family Home For Sale
Active Under Contract
4
BED
6
TOTAL BATHS
3,342
SQFT
910 King Street
Atlanta, GA 30318
West Town Subdivision
$710,673
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
3,039
SQFT
914 King Street
Atlanta, GA 30318
West Town Subdivision
$679,900
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
3,039
SQFT
915 King Street
Atlanta, GA 30318
West Town Subdivision
$674,597
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,651
SQFT
919 King Street
Atlanta, GA 30318
West Town Subdivision
$686,753
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,651
SQFT
1470 Fairmont Avenue
Atlanta, GA 30318
West Town Subdivision
$678,840
Single Family Home For Sale
Active Under Contract
3
BED
4
TOTAL BATHS
2,673
SQFT
1484 Fairmont Avenue
Atlanta, GA 30318
West Town Subdivision
$735,000
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,656
SQFT
946 Longley Avenue NW
Atlanta, GA 30318
Howell Station Subdivision
$512,900
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
1,800
SQFT
81 Hutchinson Street NE
Atlanta, GA 30307
Edgewood Subdivision
$599,000
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
668 SE Bryan Street
Atlanta, GA 30312
Grant Park Subdivision
Open House Sun, Jan 24, 2 PM UTC
Please verify times due to COVID-19
$600,000
Single Family Home For Sale
Active
4
BED
2
TOTAL BATHS
1,700
SQFT
1717 Defoor Avenue NW
Atlanta, GA 30318
Underwood Hills Subdivision
$1,550,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,528
SQFT
1437 Woodland Hills Drive
Atlanta, GA 30324
Woodland Hills Subdivision
New Listing - 2 weeks online
$789,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,000
SQFT
135 Mayson Avenue NE
Atlanta, GA 30307
Edgewood Subdivision
$674,900
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
2,650
SQFT
1336 George W Brumley Way SE
Atlanta, GA 30317
Edgewood Subdivision
$649,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,300
SQFT
1180 Baylor Street NW
Atlanta, GA 30318
Howell Station Subdivision
$539,999
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
2,300
SQFT
1315 Wylie Street SE
Atlanta, GA 30317
 
$464,900
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,063
SQFT
85 Mayson Avenue
Atlanta, GA 30307
Edgewood Subdivision
$1,095,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,276
SQFT
1261 Bernadette Lane NE
Atlanta, GA 30329
Lavista Park Subdivision
$724,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,503
SQFT
561 Connally Street SE
Atlanta, GA 30312
Grant Park Subdivision
$699,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,629
SQFT
165 Crumley Street SE
Atlanta, GA 30312
Grant Park Subdivision
$724,900
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,497
SQFT
161 Crumley Street SE
Atlanta, GA 30312
Grant Park Subdivision
$374,500
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
988 Desoto Street NW
Atlanta, GA 30314
Washington Park Subdivision
New Listing - 4 days online
$979,000
Single Family Home For Sale
Active Under Contract
4
BED
4
TOTAL BATHS
3,365
SQFT
322 Pavillion Street SE
Atlanta, GA 30315
Grant Park Subdivision
$436,000
Single Family Home For Sale
Active
2
BED
2
TOTAL BATHS
696 Arcos Way SE
Atlanta, GA 30315
Summerhill Subdivision
New Listing - 3 weeks online
$749,900
Single Family Home For Sale
Pending
4
BED
5
TOTAL BATHS
2,600
SQFT
1970 Dekalb Avenue NE
Atlanta, GA 30307
Oxford Row at Lake Claire Subdivision

Atlanta Real Estate

List of homes in the Atlanta area. Are you relocating to Atlanta and in need of a home in Atlanta?, welcome to kstrealty, we not only have homes for sale in Atlanta, but we can help you find Condos. Townhomes , land and any other type of property you are looking for.

Here is the Top Real Estate Markets in Georgia

Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale Roswell Homes for Sale Lawrenceville Homes for Sale | Kennesaw homes for sale

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Whether you are looking to buy your first home, or you are moving up to your dream home, our real estate agents in Atlanta can find that you the one you are looking for. Kstrealty has the most homes for sale in Atlanta and our information is updated every 15 minutes. If a listing is showing in our website it is because is available.

To get up to date list of homes in your phone or email, register and our systems will notify you as soon as a new home listing is available in our website, our system will also notify if the price the property you are interested is reduced.

Are you looking for an agent to help you sell your home, all of our real estate agents are seasoned real estate professionals, we can help you list your home for sale in any area around Atlanta? Our agents can help you sell your home and also buy your new home, our agents are prepared to meet all your real estate needs, contact us today so we can setup an appointment in your house.

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Need to build a home in Atlanta?, our real estate company can help you find the ideal residential lot to build your dream home and our sister company Traditional Homes of Georgia LLC will help you build your dream home anywhere in Atlanta. Contact us for all your home building needs and other constructions jobs in Atlanta.