How do I find out if I qualify to buy a home!

Real Estate information for First Home Buyers in Atlanta

Real Estate information for First Home Buyers

How do I find out if I qualify to buy a home!

One of the first steps you need to do when planning to purchase your home is find out if you qualify for a loan unless you can buy for cash. To find out if you qualify, you have to get in touch with a Loan Officer at your local bank or you can fill out a mortgage loan application on any large financial institution. After you have completed a loan application, it may take 24 to 48 hours to find out what is the amount you qualify for.

The Loan Officer or the bank will request the following documents from your prior to giving you a loan approval letter:

  • Bank Statements for the last 3 months
  • Taxes for the last 2 years
  • Pay check stubs for the last 30 days

Be prepare to provide other documents as different institutions have different requirements.

To give you a general idea of how to figure the amount you qualify for a loan, here is a general consensus we Real Estate agents recommend to our clients:

  • 36% of your total income should go to pay debt, out of this 36%, 28% should go towards your mortgage payment
  • 31% of your total income goes to pay taxes, this is anational average
  • 33% of your total income goes to everything else such as food clothing entertainment and other activities of your daily life

To start the process of buying your home, please fill out the form below, one of our real estate agents in Atlanta will contact you to guide about the home buying process.

Get Loan Prequalified Today

Get Prequalified

Looking to buy your first home in the Atlanta Area? Buying your next home, a vacation home, or an investment property? Or maybe you're interested in a foreclosure property? Take the first step toward your home buying goal with our free prequalification consultation.
  • By clicking the Submit button you agree you are providing an electronic signature expressly authorizing America's Network Realty Group, Inc. Mortgage Affiliate to contact you at any telephone number or email address you entered, so we can assist you with your request. This authorization overrides any previous registrations on a federal or state Do Not Call registry or any internal America's Network Realty Group, Inc. privacy or solicitation preference you have previously expressed.

Below you will see a current list of homes for sale in Atlanta

Atlanta Homes for Sale

[idx-listings city=”Atlanta” statuses=”1″ propertytypes=”230″ orderby=”DateAdded” orderdir=”DESC” count=”15″ showlargerphotos=”true”]

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About kstrealty

Experience: I have worked as a Real Estate Agent and now as a Real Estate Associate Broker for over 12 years, all those years in one company America's Network Realty Group Inc. Loyalty is my game. Also, using my home building experience I have helped my clients with the costruction of their custom homes, renovation and remodeling of thier existing homes.

I represent sellers selling their residential homes, Investor who are selling or purchasing investment properties, business looking to buy or sell their commercial properties. I have listed and sold large tracks of land. I work with local builders locating lots to build homes, finding tracks of land to build subdivisions, providing cost analysis of properties to investors and potential buyers buying lots to build their custom homes. I also work with banks maintaining and selling their real estate inventory.

Financial Resources: In my last job I worked as a financial analyst for a fortune 100 corporation where I obtain a vast knowledge about financing. In my Real Estate career I manage rental properties, construction loans, and real estate investment loans. I work with buyers who are purchasing their home by obtaining a conventional loan or an FHA backed loan. For those home buyers, especially first time home buyers whose experience with home mortgages is minimal or non-existent, I can help you analyze and select the best mortgage option for you.

Property Management: I'm experienced in maintaining Bank Owned Properties. I can provide the following REO services to banks of all sizes: Property Management, Foreclosure home maintenance, Re-key and secure bank owned properties to prevent theft and vandalism. As a license home builder, I can maintain, update and renovate all bank owned properties. I have a team of residential subcontractors to cover all aspects of home maintenance and home renovations.

Response Time: I'm a real estate broker with the right tools and right technology, when it comes to providing top level services, my knowledge of the latest communication tools makes me one of a kind. No email, voicemail, or text message will be lost or not read. Using the latest technology, I make sure all communications are readily available to me instantly.

Team: I have a team of professionals working with me. We have a combined experience of over 50 years. Some of our professionals prefer to work with buyers, some of them exclusively do listings and some of them work with commercial properties including Churches and commercial land. Our team covers all areas of the real estate, whether you re a first time home buyer, an experienced real estate investor or a business owner looking for a commercial property, our team can help you with your real estate needs.

Marketing: In today's business environment, you have to do marketing using the latest's technology applications. A decade or so ago we used to take a listing and market by using a local MLS, and by running ads on a local newspapers. Today the Real Estate marketing has changed, we mostly use the Internet; Social media marketing is probably the largest media used by Real Estate Agents, social sites such as google+, facebook, twitter, linkedin, pinterest, are among the sites we use to market all our listings. Mobile media is rapidly becoming the norm to find homes for sale, in order no to alienate any of those potential clients, we have made available all of our websites on mobile devices. If you list your home with us, your home will have the widest audience who are looking to purchase homes in your area.

Coverage Area: I cover the Atlanta metro area, which includes the following counties: Fulton county, Dekalb county, Cobb county, Gwinnett county. Also to be more specific, here are the cities and neighborhoods I can help you with your real estate needs: Atlanta Alpharetta Marietta Sandy Springs Lawrenceville Dunwoody Roswell Duluth Decatur KennesawAcworth Woodstock Smyrna Lilburn Chamblee Tucker. If you are planning on selling or buying a home on any of the cities listed above, I can help you. Call me at 770-309-6417 or text me, I will respond immediately.



Phone: 404-855-3070
Fax: 770-551-5866
Address: 8097 Roswell Road Building C Suite 201 Sandy Springs GA 30350

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