How Your Current Lifestyle Might Stop You from Buying Your Dream House

If you are thinking about buying a house, then there are a couple of things you need to consider before you go shopping for a mortgage. A house for sale in Sandy Springs, GA comes with many strings attached, including the down payment, monthly payments, and how much you can afford according to your income. Most important of all, you need to control the kind of lifestyle you are currently living.

You need to ask yourself – Will I have any wiggle room in my budget to maintain my lifestyle?

When you are saving to buy a house, you need think before even spending a penny. The more you build up your savings account, the more secure your future will be. Following are five factors of your life that you need to tone down or let go of for a while, in order to save more:

1. Travel

Do you like travelling? How often do you make travel plans in a year? The number of trips you take and to where has a huge impact on your savings. The hotel stay, eating out at restaurants, seeing shows, etc, can empty your pockets in a few seconds. Travel is something you will have to let go for at least 10 years. Set a goal in your mind that if you can save enough in so and so time, you can consider taking a trip.

2. Love for Gardening

Purchasing a home with a lawn requires an upkeep that will cost you around $100 monthly. Is this your hobby or something you like to do occasionally? Factor in your other hobbies and see if you can eliminate those to keep this one going.

3. Your Love for Swimming Pools

A fancy house that comes with a swimming pool is a dream, which every first time homebuyer wants to turn into reality. However, what you are forgetting is that these houses for sale in Sandy Springs, GA cost extra. If the house does not fall into your budget, don’t think about going for a bigger mortgage. This will burden you not only with a higher interest rate but also with bigger monthly payments, which you might find difficult to keep up with. At this point, it’s better to take a trip to your community center pool.

4. Your Plans to Start a Family

Who doesn’t want the ultimate “American Dream”! A wife, two kids and a dog… and your family is complete. When having such future plans, you need to plan a different strategy for saving money because now, along with the mortgage payment, you also need to factor in daycare and other expenses.

5. Entertainment

Do you like dining out every week? How often do you go to sports events, concerts or the movies? The small dollar bills spent on these days out can drain your savings account quite fast. If you have chosen a 20-year mortgage plan, then you need to curb these weekly entertainments.

One of the biggest benefits you will reap from buying a house is that you will have a back up for your retirement. The faster you build your equity, the more that house will gain value over the years. It is important that you get your finances into order before thinking about buying a house. Want to know what a home for sale in Sandy Springs, GA costs? America’s Network Reality Group Inc. is a website that allows you to search houses in Sandy Springs, GA according to your specifications.

Homes for sale in Atlanta

Price
Beds
Baths
For Sale / All Types
$294,990
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,635
SQFT
7107 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
$324,990
Single Family Home For Sale
Pending
5
BED
4
TOTAL BATHS
3,363
SQFT
7064 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
$279,990
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,635
SQFT
7067 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
Price Change - 2 weeks ago
$279,990
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,635
SQFT
7027 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
New Listing - 4 weeks online
$348,100
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,040
SQFT
646 Python Drive
Atlanta, GA 30349
Camden Manor Subdivision
New Listing - 19 hours online
$284,990
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,635
SQFT
6957 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
New Listing - 4 weeks online
$304,990
Single Family Home For Sale
Pending
5
BED
4
TOTAL BATHS
3,040
SQFT
6937 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
New Listing - 3 weeks online
$284,990
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,635
SQFT
6904 Demeter Drive
Atlanta, GA 30349
Camden Manor Subdivision
$2,900,000
Single Family Home For Sale
Active
7
BED
9
TOTAL BATHS
15,159
SQFT
4690 Thompson Road
Atlanta, GA 30349
 
Price Change - 4 weeks ago
$6,950,000
Single Family Home For Sale
Active
9
BED
14
TOTAL BATHS
26,000
SQFT
4965 Butner Road
Atlanta, GA 30349
 
$310,235
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,443
SQFT
555 Dutchview Drive
Atlanta, GA 30349
WHISPERING WILLOWS Subdivision
$282,112
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
2,545
SQFT
7147 Glaspie Way
Atlanta, GA 30349
Kingsland Subdivision
$273,053
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,260
SQFT
3225 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
$292,182
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,545
SQFT
3217 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
$274,803
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
2,260
SQFT
3204 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
$284,173
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
2,260
SQFT
7139 Glaspie Way
Atlanta, GA 30349
Kingsland Subdivision
$290,419
Single Family Home For Sale
Active
6
BED
4
TOTAL BATHS
2,680
SQFT
7135 Glaspie Way
Atlanta, GA 30349
Kingsland Subdivision
$312,089
Single Family Home For Sale
Active
5
BED
3
TOTAL BATHS
2,680
SQFT
3221 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
$279,353
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
2,260
SQFT
3216 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
$307,071
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,545
SQFT
3208 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
$282,508
Single Family Home For Sale
Active
5
BED
3
TOTAL BATHS
2,487
SQFT
3200 Camden Court
Atlanta, GA 30349
Kingsland Subdivision
New Listing - 3 weeks online
$270,789
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,122
SQFT
7143 Glaspie Way
Atlanta, GA 30349
Kingsland Subdivision
$245,700
Single Family Home For Sale
Pending
5
BED
4
TOTAL BATHS
2,404
SQFT
3492 Dacite Court
Atlanta, GA 30349
Flat Shoals Manor Subdivision
Short Sale
$129,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,366
SQFT
6425 Tahoe Drive
Atlanta, GA 30349
Ponderosa Subdivision
$167,490
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,000
SQFT
2205 Creel Road
Atlanta, GA 30349
Heritage Park Subdivision
$235,512
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
1,950
SQFT
5081 Rapahoe Trail
Atlanta, GA 30349
Parkway Villages Subdivision
$234,920
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
1,950
SQFT
5075 Rapahoe Trail
Atlanta, GA 30349
Parkway Villages Subdivision
New Listing - yesterday
$340,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
2,850
SQFT
4296 Bellwood Circle
Atlanta, GA 30349
Stonewall Manor Subdivision
$324,900
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,759
SQFT
4288 Bellwood Circle
Atlanta, GA 30349
Stonewall Manor Subdivision
$450,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,200
SQFT
5618 Livesage Drive
Atlanta, GA 30349
Union Crossing Subdivision
$450,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,200
SQFT
5622 Livesage Drive
Atlanta, GA 30349
Union Crossing Subdivision
$475,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,200
SQFT
5667 Eternal Drive
Atlanta, GA 30349
UNION CROSSING Subdivision
$327,701
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
2,760
SQFT
513 Wolf Pack Lane
Atlanta, GA 30349
Wolf Creek Chase Subdivision
Price Change - 3 weeks ago
$339,990
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
3,331
SQFT
2856 Bluestone Drive SW
Atlanta, GA 30331
Summit At Stonewall Tell Subdivision
$362,001
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
3,433
SQFT
3394 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$319,245
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
2,802
SQFT
3378 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$322,869
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,890
SQFT
3370 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$360,910
Single Family Home For Sale
Active
5
BED
3
TOTAL BATHS
2,802
SQFT
3373 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$358,981
Single Family Home For Sale
Pending
5
BED
2
TOTAL BATHS
3,433
SQFT
3346 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$329,650
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
2,802
SQFT
3330 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$319,745
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
2,802
SQFT
3314 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$314,955
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
2,711
SQFT
3313 Wolf Cub Circle
Atlanta, GA 30349
Wolf Creek Chase Subdivision
$357,900
Single Family Home For Sale
Active
5
BED
3
TOTAL BATHS
2309 Red Hibiscus Court
Atlanta, GA 30331
Cambridge Meadows Subdivision
New Listing - 6 days online
$269,900
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2301 Red Hibiscus Court
Atlanta, GA 30331
Cambridge Meadows Subdivision
$169,375
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
1,920
SQFT
5629 Grande Rivers Road
Atlanta, GA 30349
River Station Subdivision
New Listing - a week online
$520,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
3,896
SQFT
Cherry Orchard Place #H
996 Pitts Road
Atlanta, GA 30350
New Listing - 2 weeks online
$180,000
Single Family Home For Sale
Active
3
BED
3
TOTAL BATHS
1,946
SQFT
1625 Tigris Court
Atlanta, GA 30349
Rivers Station Subdivision
Short Sale
$95,000
Single Family Home For Sale
Active
3
BED
2
TOTAL BATHS
967
SQFT
5296 Brittany Trail
Atlanta, GA 30349
Yorketown Place Subdivision
$370,190
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
3,941
SQFT
3699 Wartrace Drive
Atlanta, GA 30331
Bedford Estates Subdivision
$321,990
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,890
SQFT
3636 Wartrace Drive
Atlanta, GA 30331
Overlook At Camp Creek Subdivision
$1,275,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,200
SQFT
1745 Tamworth Court
Atlanta, GA 30338
Dunwoody Club Forest Subdivision
$303,990
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,340
SQFT
3616 Wartrace Drive
Atlanta, GA 30331
Overlook At Camp Creek Subdivision
$410,045
Single Family Home For Sale
Pending
6
BED
4
TOTAL BATHS
3,776
SQFT
3530 Wartrace Drive
Atlanta, GA 30331
Bedford Estates Subdivision
$254,324
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
2,022
SQFT
3963 Lake Manor Way
Atlanta, GA 30349
Lakeside Preserve Subdivision
Price Change - 3 weeks ago
$300,990
Single Family Home For Sale
Pending
5
BED
3
TOTAL BATHS
2,511
SQFT
4363 Minkslide Drive
Atlanta, GA 30331
Overlook At Camp Creek Subdivision
Short Sale
$170,000
Single Family Home For Sale
Active
3
BED
2
TOTAL BATHS
1,750
SQFT
2010 Wallace Road SW
Atlanta, GA 30331
Wallace Woods Subdivision
Short Sale
$410,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
4,414
SQFT
3613 Lake Estates Way
Atlanta, GA 30349
Lakeside Preserve Subdivision
$826,002
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
3,225
SQFT
4535 Atley Woods Drive SE
Atlanta, GA 30339
Woodland Preserve Subdivision
$698,341
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,682
SQFT
4527 Atley Woods Drive SE
Atlanta, GA 30339
Woodland Preserve Subdivision
$787,072
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
2,725
SQFT
4536 Atley Woods Drive SE
Atlanta, GA 30339
Woodland Preserve Subdivision