When buying a home, most people tiptoe around the seller in fear they might go for another buyer. The truth is: if you make a good enough offer, you can be assured that the seller will stick with you till the end. I am sure you have heard of seller incentives such as offering a high amount of earnest money and letting go of a few repairs but does that guarantee that the house you are buying is in the right condition?
While offering these incentives to the seller is all well and good but you still need to cover all things from your side too, to make sure that the Sandy Springs home for sale is not a fixer upper. If you are planning to approach the sale all on your own, then you need to arm yourself with the following 5 tips:
The three things that play a huge role in the house buying process is the house’s size, the neighborhood and the amenities. Before you start hunting for a house, prepare a realistic wish list according to your budget and write down only those things that are an absolute necessity.
A home inspection is usually done by both parties. The seller does it to find out the value of his house and the buyer does it to make sure that the home inspection report that was provided to him speaks the truth. If the seller lied on the report, the buyer has full power to either back out of the deal and demand the earnest money back or he can ask the seller to include the repairs in the sale price. So, no matter what incentives the seller is offering you, do not let go of the home inspection!
A pre-approve mortgage loan letter shows the seller that you are a serious buyer. The letter is provided by the lender after he has checked your credit score and verified the documentation. The buyer is then given a specific loan amount according to the evaluation of the Sandy Springs home for sale. Sellers usually go with buyers who come prepared with the pre-approve mortgage loan letter because this way, they can court multiple offers.
When the contract is being prepared, make sure it contains every detail that was discussed in the meeting. Say, the seller agreed to take on a few repairs but did not mention this clause in the contract. What’s to say that he might back off on his words? So, whether it’s something as simple as changing the locks on the doors or repairing the windows in the back, make sure everything is written in the contract.
Contingencies such as home inspection and repairs give you the upper hand if the buyer tries to back out of the deal. So, make sure those are included in the contract too.
Buying a house can be completely stress-free if you have saved for the deposit and have the pre-approved mortgage letter. After that, all you need to do to assure smooth sailing is, making the mortgage payments on time. Looking for a Sandy Springs home for sale that will fall under your budget? Head on over to America’s Network Realty Group Inc. and find your dream house by entering a few details.
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