Buying a home for the first time in Sandy Springs? You might be all smiles right now but if you don’t do your research properly, you might end up losing your money. There are some deadly pitfalls that you need to be aware of before buying a house.
Not only will these pitfalls cost you a lot of money but also aggravation and you will regret your decision of buying a house. While, we can’t exactly say that buying a house is a fun process, a little precaution on your part can make it bearable.
Usually, the fun part is when you are visiting various houses and imagining your belonging in a particular room. The excitement can get to you, forcing you to make a hasty decision, which you might regret later.
Getting pre-qualified approval allows you to look at homes for sale in Atlanta without any tension that a little delay will make you lose such an amazing deal. You can use it as a tool for negotiation, which will also help you in submitting your final application for mortgage.
Is your income going to remain the same?
Do you have a stable job?
What is your future plans regarding the family?
Will your family dynamics change in the next two or three years?
When buying a house in Sandy Springs, you need to think long term, as in at least 10 years in the future. If you find yourself in such a situation that you need to buy a bigger house in the next two years, you won’t get the full money you paid for this house. It all depends on how quickly the market is appreciating.
You might need to pay a few hundred dollars for the inspection but look at it this way – would you rather pay a few hundred dollars to the inspector or thousands of dollars for the repairs that you were not able to spot?
One of the most talked about topics is “market value”. Market value helps you determine whether you are buying an underpriced, fair priced or overpriced house. Along with an appraisal, you also need to do some research on the market regarding houses that were sold on the same block having the same features. This will help you decide whether you are making a profitable decision or blowing your money away.
The mortgage only covers the closing cost and down payment. Other costs that you need to fork out include prepaid amount, home inspection fees, legalization of documents, transfer of ownership, escrow, moving cost and more. The list is endless and can put you in debt if you haven’t saved a little on the side.
Buying a house without a real estate agent is not that hard. Without an agent, all the research work falls on you. With so many websites now available for buyers and sellers, you can now easily find a house online and even compare prices. America’s Network Reality is a website that allows you to search houses in Sandy Springs, GA according to your specifications.
List of homes in the Atlanta area. Are you relocating to Atlanta and in need of a home in Atlanta?, welcome to kstrealty, we not only have homes for sale in Atlanta, but we can help you find Condos. Townhomes , land and any other type of property you are looking for.
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