Search Homes for Sale around AtlantaIf you are interested in buying a home around the Atlanta metro area, we have a complete list of homes for sale. Our MLS database is updated hourly, so our listings are up to date, we only show homes that are available for sale, if a homes goes under contract, that listing is automatically removed from our MLS database. Below we have highlighted the main areas we provide services, if you are interested on any of those areas, one of or professional real estate agents will be glad to help you find the home you have been looking for.
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Search Homes for Sale in AtlantaTelmo Bermeo Real Estate Broker
About Telmo Bermeo
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Real Estate
Here is the Top Real Estate Markets in Georgia
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
Atlanta Homes for Sale
When the time comes to listing your home for sale in Atlanta, you might start to feel overwhelmed by all of the projects you might have done or think yo may have to do before listing your home for sale in Atlanta so you can pleased all your potential home buyers. You may also be enticed to begin spending money into cosmetic enhancements to add appeal to the buyers,but instead you may be doing harm to the sale of the house. The fact is that you shouldn't go crazy in doing unnecessary repairs to list your home for sale.
Perform a couple of tiny problems which have large impact, and you'll be glad you didn't spend a lot of money or were overwhelmed with lots of projects.
Selling a house is an extremely demanding process, but you will find things that you can do to really make it go more easily. By decluttering, removing excessive personal touches and doing a few simple things to freshen up the appearance of your home, you can get your home sold faster and for more money.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
When Buying a Home in Atlanta, What are the most important requirements?The decision to purchase a home is probably among the biggest decisions you will ever make in your lifetime, so to give you a good starting point, I have outlined the basics that you need to know before you start to look for your dream home:
If you have any other source of income such as dividends and interest income from your savings accounts, provide the most recent statements so this will be included on your income.
These are the four more essential requirements to purchase a home in the Atlanta area. If you meet these four basic requirements, you can move to the next step in the home buying process.
The next step in the home buying process is to speak with a loan officer to get a loan pre-qualified letter. At this point, the Lender will ask for documentation such as:
Different lenders may ask for more documents, but the list above should get you started to get approved for a mortgage loan in Atlanta.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
To improve the probability of selling your home, you have to consider all your options to make your home attractive to your potential home buyer in Sandy Springs GA. Staging your home is among the most overlooked methods home sellers can make their homes more appealing to potential purchasers. IF you are thinking of selling your home and want to get the most money out of it, stage the house to give the feel and look and the coziness of a family you want to sell it to.
This article provide you some tips about how to capture the eye of the potential buyer. Before you decide to add furniture and organize and move thing around, start by doing a thorough cleaning and removing all personal pictures from the walls. If the paint is faded or have stains, apply a new coat of paint, repair or redo the hardwood floors to give a fresh look. Walk around your home and remove anything that is not working or is not presentable, make your house comfortable and inviting so your buyer can appreciate all that your house have to offer. Remember, they will be committing to live in this house for many years, therefore, they want to purchase a house that is in great condition and it meets all their expectations.
For the home sellers that have moved out already, and your house is empty, we recommend hiring a staging company to move furniture in at least the family room and master bedroom. You may think staging cost a lot, I can tell you is not necessarily chip, but it will cost you a lot more if the house seats empty for an extended period. One of our associates had a new home for sale in Sandy Springs, for several months the house would not bring a home buyer, even though, the owners reduced the price twice. As a last option, the owners decided to hire a home stagger, upon staging the house, they re-listed the home for sale at a higher listing price, few weeks later the house was under contract. The owners not only recuperated the costs of staging, but they also sold the home at a higher profit.
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Not only you have to stage the interior, but the exterior has to be plush as well. Home buyers drive by homes for sale all the time. When they see a front yard that is not maintained, the grass is growing out of control, the flower bad is dead, and the bushes are not trimmed, they automatically assumed the interior is just as bad. First impressions are very important when selling your home, make your exterior as inviting as possible so all your potential home buyers take the time to visit the interior of your home.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
The most fundamental steps to Buy or Sell your Home in AtlantaBuying or selling a home is very difficult and stressful. The number of homes sold in the area you are buying or selling will have a major impact on how the process of buying or selling is developed. When buying or selling your home, in order for the transaction to be successful, it is important to understand the basic steps in the purchase and sale.
Here we will show some of the most important steps to buy or sell your property in the Atlanta area.
Normally it is not a good idea to sell a home in a time of need, the ideal situation would be, you have plenty time to plan properly the sale of your home to make sure you don't feel under any pressure. Even though, you have properly planned the sale of your home, you will always encounter unforeseen items making the process of selling your home a bit challenged.
Here we list some of the different challenges in selling your home:
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Although the process of selling a home varies, home sellers can expect the process to take place in roughly as follows:
Buying a home in the Atlanta area includes much more challenges than just browsing a website and finding the home that's right for you.
A buyer should be prepared to have many challenges while purchasing their home, below is s short list of some important challenges in buying a home.
Some of the main challenges of buying a home include:
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Many Atlanta Home Buyers are browsing real estate websites to find their dream home in Atlanta, however, browsing and finding your dream homes is just a small part of the whole buying process.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
Buying a Home in Atlanta, What would my monthly Mortgage Be?To find out your mortgage monthly payment, you can use the mortgage calculator below. The numbers will be an approximation of your monthly payment. There are some many variables in calculating your exact mortgage payment making it really hard to come up with the exact amount. Here are some variables you need to enter to get the monthly estimate:
If you input all those numbers in the calculator listed below, you will have an idea what your monthly mortgage payment will be.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
Becoming a Real Estate Agent is a tempting idea. You do work with your own schedule, making it ideal for people who have small children or have to care for their loved ones, working as a real estate agent allows you to take your vacation on your own time and for as long as you want. You have the complete control of the size of your business, you can keep it small or you can grow as large as you desire and the more important benefit is, it is impossible to hate your boss because you are the boss. The work in Real Estate is similar to that of a big company with the only difference that if you are a responsible, honest worker and likes to work hard, all the financial rewards will stay with you.
Before you jump on the Internet and start advertising your services as a real estate agents, remember there are important steps and procedures to follow before you can start selling homes in Atlanta. Here are the steps you must do before you start working as a real estate agent.
If you have decided on a career in real estate in the state of Georgia, these are the requirements to qualify and get a real estate license.
To become a real estate agent in the state of Georgia, you must complete 75 hours of classes from an approved school, without missing any classses. Classes can be taken in different ways, you can take them on your computer or you can attend a school of real estate that is approved by the Georgia Real Estate Commission.
To complete and be eligible to take the state exam; these are the requirements:
To take the state exam and become licensed real estate in Georgia, you must meet the following requirements:
Once you have complied with all those requirements, including passing the state exam, you will be eligible to receive your license as a real estate agent in Georgia. Real estate licenses are only issued by the Georgia Real Estate Commission, to receive the license, you must complete the following requirements:
These are all the requirements to obtain and work in Real Estate in Atlanta. If you are in the process of obtaining your license and need a sponsor Broker , please call us, we will be very happy to assist you. You can call me at 770-309-6417 and ask for Telmo
For more home buying information tips and advice subscribe to our newsletter
Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
When you are saving money to buy your first home, it can be daunting to think about the amount of money you need to save to become a first time home owner. While there are loans that require only 3.5% down payment which is insured by the FHA (Federal Housing Administration), these loans require you to have mortgage insurance for the duration of the mortgage, this makes monthly mortgage payments higher.
Most banks make mortgage loans with a down payment of 10% or 20%, although there are some lenders who offer conventional loans that require only 5% initial down payment. For those types of loans, we advised to consult with your lender to see what is the best option is for you and also to find out what are the advantages and disadvantages of each of these loans.
Why 20% is an ideal lenders loan?
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Mortgage lenders evaluate your credit profile, your debt ratio to income, work history and how much you have saved to confirm if you are a person who could make monthly mortgage payments without problems. 20% down is considered an ideal amount by the lenders because you are investing a significant amount of your own money and making the lender risk is minimal. When buying a house with 20% down, you will have a lower monthly payment and will not pay for the loan insurance PMI (private mortgage insurance)
Advantages and disadvantages of putting 20% down
On the other hand, getting 20% down payment to buy a home of about $ 200,000 is $ 40,000, this may take many years to save this amount, Keep in mind, when buying a house you will also need money for other expenses such as; closing costs, prepaid taxes, moving expenses and an emergency fund. It is also possible that while you are saving money for the down payment, house prices and interest rate may go up.
Advantages and disadvantages of a lower down payment.
If you buy a home with a down payment of 10%, a house of about $ 200,000, will require a $20,000 down payment. if you buy the house with a 5% down payment, the amount will be about $ 10,000, using a smaller down payment will allow you to become a home owner sooner. You can get your home faster because you don't have to have as much money. It is recommended to save a little more to avoid problems in case of an emergency or other arrangements such as maintenance and repairs.
The disadvantages of a smaller down payment is; you will have to pay PMI to your lender, thus making you monthly payments higher . Your mortgage interest rate will be higher, so your monthly payments will be larger, too.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
When you have a signed contract with the buyer to sell your home, you may feel like you can breathe a sigh of relief. But you as seller still have things to do; as a seller you have to cooperate with the buyer, and the buyer's agent to fulfill the commitments made in the contract. In other words, before you can relax completely, you must comply with the terms of the contract prior to getting to the closing table.
While the burden is on the buyer to complete with the financing term for the purchase of your house and obtain homeowners insurance, there are some contingencies the contract that will have to be completed by the seller, especially if you are living at home. Most transactions include an inspection of the house, so you need to make your house available to the inspector and then negotiate with buyers especially if there are some problems to be repaired in your home. In addition to home inspection, some contracts and some lenders require a termite inspection and radon inspection. In each case, you or your real estate agent or buyer's agent will have to make the house available for inspection.
Another important step before closing is home Appraisal. If the assessment value of your home is higher than the selling price, your home buyers can relax and say they have bought a house below market value. Once the contract has been signed, the seller can not renegotiate for higher price. However, if the assessment is below the agreed price, then the buyer's lender will limit the amount of the loan to the lower value. The buyer may have to make up the difference to comply with the contract. Your real estate agent can advise you on the best way to handle this situation, but in any case you and the buyer are required to comply by the terms of the contract. Before going to the closing table, you and your real estate agent should review the contract and make sure it has fulfilled all the promises that have been made in the contract and all repairs or improvements are completed.
Buyers and sellers often negotiate the closing date that is mutually agreeable. If you have sold your home and are not ready to move out, sometimes you can negotiate a rent from your buyer allowing you to stay at home after the closing date, be sure to do this in writing. Moreover, some Sellers allow buyers to move before the closing date. In any case, it is essential to have a written agreement about who is responsible if something happens to the house or its contents during the transition period.Generally, you are restricted to rent back your home for a maximum period of 60 days, because otherwise, the lender will see this as an investment property.
The decision on who selects the closing attorney will vary from market to market. In many places, the buyer chooses a lawyer, but in others the seller chooses it. The lawyer doing the closing does not represent the buyer or seller, instead, he/she represents the Lender. In a case that no mortgage is taking out by the Buyer and the Buyer is paying cash, then the Lawyer is representing the Buyer. The buyer will provide funds to buy your home and the lawyer will review the sales and will determine all the payments due bases on the sales contract. The title of the property is transferred to the buyers name and the Lawyer will proceeds to register the property in the name of the new owner.
At the time of closing the appropriate adjustment related to property taxes are done, if the seller was paying taxes through an escrow account, and taxes have already been paid for the remianing of the year, then the seller will receive a credit for the amount paid in advance. The buyer will usually have to pay property tax in advance. Once the closing documents are signed and the keys of the house is transferred, you can move into your new home.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
What’s the Difference Between a Closed and Open Term Mortgage?
If you’re the type that isn’t comfortable just handing off all your mortgage activities to someone else without having a hand in them, you’ll want to know about closed and open mortgages, so you’re better informed. This aspect may seem relatively minor once you’ve been approved and have the house, but it can make a big difference if you have thoughts of paying your mortgage off sooner than you need to.
Closed Mortgage
If you opt for a closed mortgage, you will make set payments throughout the term of the mortgage. You’ll have a few options regarding how often the payments come out, but they will be the same each week, bi-weekly or monthly.
Also, when you select a closed mortgage you aren’t able to pay off your entire mortgage early without paying a penalty. This is significant if you come into a large sum of money, or if you sell your home at some point and pay it off early before you move.
Closed mortgages typically carry lower interest rates, and if you aren’t planning on paying it off early they are usually the better option for the typical home buyer. Some lenders offer convertible closed mortgages, which give you the same benefits as a regular closed mortgage, but you can convert it to a longer term without incurring prepayment charges.
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Open Mortgage
If you have a plan to pay off your mortgage in the near future, an open mortgage is probably the better option. With an open mortgage, you can pay off portions of your home or the whole thing, without any worrying about prepayment charges.
It’s possible to convert an open mortgage to any other term without prepayment charges, whenever you want. Since there is so much prepayment flexibility with open mortgages, the interest rates are typically higher than with closed mortgages.
Length of the Term
The length of your mortgage term is another element you’ll have to consider when working out all the details. The term refers to the number of years that your mortgage rules and parameters are in effect.
A long term mortgage term generally refers to a term that is longer than 3 years. If you currently have a 5 year term, then you are in a long term mortgage. On the other side, a short term mortgage refers to a term of less than 3 years.
Typically, a long term mortgage has higher interest rates because you have the security of knowing you are paying a certain rate for a specific number of years. With a short term mortgage, your rates are lower because you don’t have the same type of security and may have to accept higher rates if they increase by the time your term is over. Some people choose short term mortgages if they believe the rates will drop by the maturity date.
A Team Effort
It’s not uncommon for all the mortgage talk to get a little confusing for the average person, which is why a reputable mortgage broker can make the process so much easier. Together, you can work as a team and they can go out and find you the terms that best suit your situation and your lifestyle.
License: Royalty Free or iStock source: www.shutterstock.comI am Eric Jones, a businessman by profession. Business and entrepreneurship are my passion and I love researching on the various aspects of those areas. I make sure that I don’t miss out any updates and for this reason I read quite a lot. Law is yet another area which I am passionate to know more about.
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Telmo Bermeo Real Estate Broker
Small Business Owner, specializes in marketing homes for sale in the Atlanta Area by using the most up to date Internet Marketing Tools.
Real Estate Broker serving the Atlanta Metro Area, for over 12 years. If you are planning to buy or sell your home in Atlanta, call Telmo Bermeo at 770-309-6417
Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale | Roswell Homes for Sale | Lawrenceville Homes for Sale | Kennesaw homes for sale
