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Home Buyers' GuideBelow is a series of videos explaining what you should be aware when purchasing you home for the first time, this also would help if you are an experienced home buyer. Please review the videos listed below and if you have any questions about buying or selling your home in the Atlanta metro area, give as a call at 770-309-6417

THE HOME BUYING GUIDE – KNOW YOUR CREDIT SCORE

Know your Credit Score.- When purchasing a home most likely you will need to obtain a mortgage loan, if that is the case, the first thing to do is request your credit score. There are  three credit bureaus : Equafax, TransUnion, and Experian. You may request the report from either company. Upon getting your credit report, be sure to examine carefully all transactions and if you find something that is not yours, or is older than seven years, make sure you dispute them immediately. Do this few months ahead, if you find that you have a problem or the report is incorrect, fixing your credit score could take several months. The higher your credit score, the lower your interest will be. Ideally, you want your credit score to be over 700. The credit score should be a FICO credit score and you can get a free copy of your credit report by visiting www.annualcreditreport.com.

THE HOME BUYING GUIDE  - GET PRE-APPROVED FOR A MORTGAGE

Get  pre-approved for a mortgage.- There is a difference between pre-approved a pre-qualified. When you get pre-approved, a Loan Officer will ask for the following documents: Taxes for the last two years, Bank Statements for the last three months, pay stubs for the last two months, employment verification , verification of down payment funds, and verification of your credit.  Upon you providing all these documents, a Loan Officer will have enough information about you to issue a pre-approval letter. Just for your information a loan pre-qualification letter is worthless, experienced Real Estate Agents will insist you on providing a loan approval letter before taking you out to show you properties. Even if you are not currently working with an agent, if you don’t have a loan approval letter, don’t waste your time running around looking for the perfect home, you don’t know how much you can afford, therefore you may be looking at the wrong properties.

THE HOME BUYING GUIDE – FIND A FULL TIME REAL ESTATE PROFESSIONAL

Find a full time Real Estate Professional.- Buying a home is most likely the largest purchase you will ever make during  your life, you do not need to take chances with new agents or part time agents as this could be very costly to you. Good professional Real Estate Agents are always in demand but that doesn’t mean you have to hire the first one that comes around, be sure to interview at least three agents before selecting one. When buying a home don’t be tempted to go alone thinking you will get a better deal by dealing directly with the listing agents, just for your information, the listing agents has a fiduciary duty to the home Seller that means that any information you tell him, he is obligated to tell his client, in this case the seller, however, he is not obligated to tell you anything about the Seller. This could be a huge disadvantage when negotiating the purchase of your home.  For those Buyers that they think they will save on commission, let me tell you, you are not paying any commission to the agent representing you, the Seller is paying that commission. Even if you negotiate your home without and agent, the listing agent has already negotiated the full commission with the Seller. Don’t make this mistake, you will be under-represented and may cost you thousands of dollars.

A good professional Real Estate Agent will help you find the best possible home at the best possible price in the most desirable location.

THE HOME BUYING GUIDE – SELECT A LOCATION WHERE YOU WANT TO LIVE

Select a location where you want to live.- In Real Estate it’s all about location, location, location. If you are a young family, you most likely will be interested in good schools, job opportunities and safe neighborhoods. If you a single you will probably be looking for a more dense area where young single people hang out and entertainment and night life is predominant. If you are an empty nester you will probably be looking for a location near major hospitals and good public transportation.

Location is so important in Real Estate, if you have selected a home in a desirable location, you home may not look as good as the one on a non-desirable location, but keep in mind, that you can always fix up the mediocre house in a desirable location, but you can’t move the nice home in a non-desirable location.

THE HOME BUYING GUIDE – SHOP FOR YOUR MORTGAGE

Shop for your mortgage.-  It is important to get your loan approved ahead of time, but is equally important once you are approved to shop with at least two other  financial outlets. Not all financial outlets have the same fees, just like anything else, some charge less some charge for the same items. How do you compare the cost between the mortgage companies you have selected?  It is easy, when you get the loan approval letter, the Loan Officer will also give you what is known as the Good Faith Estimate, in the good faith estimate will state how much is your interest, the type of interest you are getting, your loan origination fee and some other items. The most important items when comparing mortgages are those stated above, you want to compare apples to apples for example if the good faith estimate has that you are getting a 30 year fixed mortgage then you need to ask for a 30 year fixed mortgage from the second company, this way you will know you are comparing apples to apples.

The interest rate, even though, they all are looking at the same credit score one mortgage company maybe higher than the other because rates change every day.

Don’t make the mistake that most everyone does comparing different loan programs, instead figure out what loan program work for you and stick to it.

THE HOME BUYING GUIDE – COMPLETE HOME INSPECTION

Upon Finding your Dream Home, a complete home inspection is in order.- Doing a home inspection is money well spent, you do not want to find out that your plumbing or HVAC system is not working after you have purchased your house. The cost of hiring a home inspector ranges between $300 to $600 dollars depending on the size of the home you are purchasing, a standard home inspection doesn’t always include checking your sewer lines, your roof or the structure of your house, these items are provided at an additional cost, however, the cost of these additional items is minimal comparing to the costs of doing the repairs yourself. Most Sellers are aware of those repairs and are willing to negotiate down the sales price or are willing to help pay for the repairs. Don’t ever give in to the pressure of not doing an inspection report.

THE HOME BUYING GUIDE – FIND YOUR CLOSING COSTS AHEAD OF TIME

Find out all the cost of closing in advance.- Knowing your closing cost ahead of time will prevent unforeseen changes and will help you budget your funds better. There are many cost involved in closing your home, here are some of the cost that are almost on all closing transactions:

Property , City and County Taxes

Loan origination fees (up to 1.5% of the loan)

Appraisal Fees

Credit Report fees

Mortgage Insurance

Home Owner’s Insurance

Title Insurance

Attorney’s Fees

Transfer taxes

Title Examination fees

Find out the cost of all those items before the closing date, so you know exactly how much money you will need at closing.

In a nut shell, this is the home buying process, to speak or make an appointment with one of our professional Real Estate Agents, Contact us today at 770-309-6417

Homes for Sale in Atlanta

New Listing - 18 hours online
$1,495,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,200
SQFT
792 Argonne Avenue NE
Atlanta, GA 30308
Midtown Subdivision
$839,000
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,661
SQFT
Midtown O4 W #2
742 Ponce De Leon Court NE
Atlanta, GA 30308
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,794
SQFT
727 Courtenay Drive NE
Atlanta, GA 30306
Morningside Subdivision
Open House Sun, Dec 6, 3 PM UTC
Please verify times due to COVID-19
$3,295,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
6,400
SQFT
18 Polo Drive NE
Atlanta, GA 30309
Ansley Park Subdivision
$2,150,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,918
SQFT
284 The Prado NE
Atlanta, GA 30309
Ansley Park Subdivision
$1,550,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
4,200
SQFT
1333 Berwick Avenue NE
Atlanta, GA 30306
Morningside Subdivision
$1,895,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,728
SQFT
941 Virginia Avenue NE
Atlanta, GA 30306
Virginia Highland Subdivision
New Listing - 22 hours online
$1,849,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
4,239
SQFT
992 Highland View
Atlanta, GA 30306
Highland View Subdivision
$1,250,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,400
SQFT
Poncey Haus #1
1 Angier Springs Court NE
Atlanta, GA 30306
$1,807,700
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
7 Brattle Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,887,300
Single Family Home For Sale
Active
4
BED
5
TOTAL BATHS
1786 Croften Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,808,100
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
1781 Croften Drive NE
Atlanta, GA 30324
Morningside Subdivision
New Listing - a week online
$1,895,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
5,221
SQFT
731 Wildwood Place NE
Atlanta, GA 30324
MORNINGSIDE Subdivision
$2,350,000
Single Family Home For Sale
Pending
6
BED
6
TOTAL BATHS
6,592
SQFT
1742 Pine Ridge Drive NE
Atlanta, GA 30324
Morningside Subdivision
Price Change - yesterday
$1,849,500
Single Family Home For Sale
Active
6
BED
5
TOTAL BATHS
4,809
SQFT
1021 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
$1,685,000
Single Family Home For Sale
Active
6
BED
7
TOTAL BATHS
10,000
SQFT
1871 Windemere Drive NE
Atlanta, GA 30324
MORNINGSIDE Subdivision
$1,299,000
Single Family Home For Sale
Pending
5
BED
6
TOTAL BATHS
3,700
SQFT
1931 Windemere Drive NE
Atlanta, GA 30324
Morningside Subdivision
$1,599,000
Single Family Home For Sale
Active
6
BED
6
TOTAL BATHS
5,129
SQFT
1231 Reeder Circle NE
Atlanta, GA 30306
Morningside Subdivision
Short Sale
$850,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
2,752
SQFT
957 Briarcliff Road NE
Atlanta, GA 30306
Druid Hills Subdivision
$2,495,000
Single Family Home For Sale
Pending
6
BED
7
TOTAL BATHS
5,800
SQFT
1731 Wildwood Road NE
Atlanta, GA 30306
Morningside Subdivision
$1,299,900
Single Family Home For Sale
Pending
6
BED
5
TOTAL BATHS
3,268
SQFT
1054 Euclid Avenue NE
Atlanta, GA 30307
Inman Park Subdivision
New Listing - 21 hours online
$1,198,000
Single Family Home For Sale
Active
6
BED
5
TOTAL BATHS
4,500
SQFT
1377 Briarcliff Road NE
Atlanta, GA 30306
Druid Hills Subdivision
Open House Sun, Dec 6, 1 PM UTC
Please verify times due to COVID-19
$1,324,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,534
SQFT
2048 Fairhaven Circle NE
Atlanta, GA 30305
Peachtree Hills Subdivision
$1,699,000
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
4,069
SQFT
1785 Noble Drive
Atlanta, GA 30306
Morningside Subdivision
$1,849,000
Single Family Home For Sale
Active
5
BED
6
TOTAL BATHS
5,844
SQFT
1783 Noble Drive NE
Atlanta, GA 30306
Morningside Subdivision
$259,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
1,152
SQFT
626 NW English Avenue NW
Atlanta, GA 30318
 
$1,595,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
4,500
SQFT
1626 Clifton Terrace NE
Atlanta, GA 30307
The Cottages at South Ponce Subdivision
$799,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,559
SQFT
Lake Claire #26
245 Colebrook Street NE
Atlanta, GA 30307
$682,940
Single Family Home For Sale
Active Under Contract
3
BED
4
TOTAL BATHS
2,608
SQFT
1316 Boyd Avenue
Atlanta, GA 30318
West Town Subdivision
Open House Sat, Dec 5, 11 PM UTC
Please verify times due to COVID-19
$682,940
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,608
SQFT
1318 Boyd Avenue
Atlanta, GA 30318
West Town Subdivision
$699,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,467
SQFT
1136 Boulevard Drive NE
Atlanta, GA 30317
Reynoldstown Subdivision
New Listing - 3 weeks online
$925,000
Single Family Home For Sale
Active
5
BED
4
TOTAL BATHS
3,350
SQFT
1109 Ralph Road NE
Atlanta, GA 30324
Woodland Hills Subdivision
New Listing - 3 weeks online
$620,970
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,574
SQFT
523 Broadview Lane
Atlanta, GA 30324
Broadview Place Subdivision
$609,900
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,539
SQFT
509 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$548,646
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,032
SQFT
507 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
$565,000
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,083
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
$550,000
Single Family Home For Sale
Pending
4
BED
4
TOTAL BATHS
1,922
SQFT
1223 Hardee Street
Atlanta, GA 30307
Oxley Edgewood Subdivision
$588,900
Single Family Home For Sale
Pending
3
BED
4
TOTAL BATHS
2,502
SQFT
516 Broadview Lane NE
Atlanta, GA 30324
Broadview Place Subdivision
$555,333
Single Family Home For Sale
Active
3
BED
2
TOTAL BATHS
2,045
SQFT
616 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$559,990
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,048
SQFT
621 Broadview Terrace NE
Atlanta, GA 30324
Broadview Place Subdivision
$544,900
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
2,074
SQFT
576 Broadview Place NE
Atlanta, GA 30324
Broadview Place Subdivision
Price Change - a week ago
$599,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
1,673
SQFT
278 Lindbergh Drive NE
Atlanta, GA 30305
Garden Hills Subdivision
$710,673
Single Family Home For Sale
Active Under Contract
4
BED
4
TOTAL BATHS
3,039
SQFT
914 King Street
Atlanta, GA 30318
West Town Subdivision
$679,900
Single Family Home For Sale
Active Under Contract
4
BED
4
TOTAL BATHS
3,039
SQFT
915 King Street
Atlanta, GA 30318
West Town Subdivision
$719,900
Single Family Home For Sale
Active Under Contract
4
BED
6
TOTAL BATHS
3,342
SQFT
910 King Street
Atlanta, GA 30318
West Town Subdivision
$674,597
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
2,651
SQFT
919 Luther Street
Atlanta, GA 30318
West Town Subdivision
Price Change - 2 weeks ago
$686,753
Single Family Home For Sale
Active Under Contract
3
BED
4
TOTAL BATHS
2,651
SQFT
1470 Fairmont Avenue
Atlanta, GA 30318
West Town Subdivision
$735,000
Single Family Home For Sale
Pending
4
BED
3
TOTAL BATHS
2,656
SQFT
946 Longley Avenue NW
Atlanta, GA 30318
Howell Station Subdivision
New Listing - yesterday
$512,900
Single Family Home For Sale
Active
3
BED
4
TOTAL BATHS
1,800
SQFT
81 Hutchinson Street NE
Atlanta, GA 30307
Edgewood Subdivision
New Listing - 3 weeks online
$1,550,000
Single Family Home For Sale
Active
5
BED
5
TOTAL BATHS
4,528
SQFT
1437 Woodland Hills Drive
Atlanta, GA 30324
Woodland Hills Subdivision
New Listing - 3 weeks online
$789,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,000
SQFT
135 Mayson Avenue NE
Atlanta, GA 30307
Edgewood Subdivision
$674,900
Single Family Home For Sale
Active
5
BED
3
TOTAL BATHS
2,650
SQFT
1336 George W Brumley Way SE
Atlanta, GA 30317
Edgewood Subdivision
$950,000
Single Family Home For Sale
Pending
5
BED
4
TOTAL BATHS
3,100
SQFT
1871 Woodland Hills Avenue NW
Atlanta, GA 30318
Underwood Hills Subdivision
$649,000
Single Family Home For Sale
Active
4
BED
3
TOTAL BATHS
2,300
SQFT
1180 Baylor Street NW
Atlanta, GA 30318
Howell Station Subdivision
$539,999
Single Family Home For Sale
Pending
3
BED
3
TOTAL BATHS
2,300
SQFT
1315 Wylie Street SE
Atlanta, GA 30317
 
New Listing - 4 weeks online
$464,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,063
SQFT
85 Mayson Avenue
Atlanta, GA 30307
Edgewood Subdivision
New Listing - 4 weeks online
$1,095,000
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
3,276
SQFT
1261 Bernadette Lane NE
Atlanta, GA 30329
Lavista Park Subdivision
$724,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,503
SQFT
561 Connally Street SE
Atlanta, GA 30312
Grant Park Subdivision
New Listing - 3 weeks online
$699,900
Single Family Home For Sale
Active
4
BED
4
TOTAL BATHS
2,497
SQFT
161 Crumley Street SE
Atlanta, GA 30312
Grant Park Subdivision
$1,575,000
Single Family Home For Sale
Active
4
BED
6
TOTAL BATHS
4,200
SQFT
1120 Kingsley Circle
Atlanta, GA 30324
Lavista Park Subdivision

Atlanta Real Estate

List of homes in the Atlanta area. Are you relocating to Atlanta and in need of a home in Atlanta?, welcome to kstrealty, we not only have homes for sale in Atlanta, but we can help you find Condos. Townhomes , land and any other type of property you are looking for.

Here is the Top Real Estate Markets in Georgia

Atlanta Homes for Sale | Alpharetta Homes for Sale | Marietta Homes for Sale | Sandy Springs Homes for Sale | Decatur Homes for Sale Roswell Homes for Sale Lawrenceville Homes for Sale | Kennesaw homes for sale

Real Estate for sale Nearby

Houses for sale nearby | Condos for Sale nearby | Townhomes for sale nearby

Buying or selling we are here to help you.

Whether you are looking to buy your first home, or you are moving up to your dream home, our real estate agents in Atlanta can find that you the one you are looking for. Kstrealty has the most homes for sale in Atlanta and our information is updated every 15 minutes. If a listing is showing in our website it is because is available.

To get up to date list of homes in your phone or email, register and our systems will notify you as soon as a new home listing is available in our website, our system will also notify if the price the property you are interested is reduced.

Are you looking for an agent to help you sell your home, all of our real estate agents are seasoned real estate professionals, we can help you list your home for sale in any area around Atlanta? Our agents can help you sell your home and also buy your new home, our agents are prepared to meet all your real estate needs, contact us today so we can setup an appointment in your house.

Home Building Services in Atlanta

Need to build a home in Atlanta?, our real estate company can help you find the ideal residential lot to build your dream home and our sister company Traditional Homes of Georgia LLC will help you build your dream home anywhere in Atlanta. Contact us for all your home building needs and other constructions jobs in Atlanta.