Thinking about Relocating in Retirement? Important Points to Consider
For many people, retirement means relocation. Some people already have a very good idea of where they are going—they may have made a plan to move closer to family or to fulfill their dream of permanently settling in one of their favorite international vacation spots with which they are already very familiar.
But, then there are the people who want to relocate, but may not be so sure exactly where they want to make their new home. If you fall into this category, it is important you give the matter serious thought. While no decision is permanent, picking the wrong spot and moving again will likely be an expensive and frustrating process. Here are a few tips to help you make your decision with confidence.
Determine Your Wants and Needs
It is important you take the time to really dig into what you want and need in a location. The more specific you get, the easier it will be to evaluate the various locations you may be considering. Determine the things you absolutely must have, and then the things that you would like, but are not absolutely crucial. This will give order and clarity to your search. You will be able to make a decision with greater confidence. Do you have a preference for a certain type of weather? Is it important you be in close proximity to certain types of amenities or activities? How far from family are you comfortable being?
Stay in a Place for Awhile to Get a Feel for What It Would Be Like to Be a Resident
Once you retire, you are no longer limited to vacation time as dictated by your company. If you are trying to decide between a few different places, why not spend at least a month or two at each place to get a more realistic idea of what it would be like to live there. Lots of spots seem perfect when we are only there on a short vacation, but staying long-term is a whole different ballgame. If you think you would love the year-round warm weather of Arizona, golfing all the live long day, look into some furnished short-term apartments in Phoenix to see if you can hack the heat. Sites like AirBNB can hook you up with furnished accommodations all over the US and the world.
Don’t Just Think of the Short-Term
While it might bum you out to think about getting older, slowing down, and possibly grappling with myriad health problems, it is something you want to work into the equation when deciding on a retirement location. Maybe you love driving now, but at some point, you may prefer not to, or be unable. Is there good public transportation? Are there amenities in walking distance of where you would get a home?
If you have a health problem that may worsen with age, and you would need to see a specialist, are there any within a reasonable distance? How are the hospitals in the area? What about if you were to ever leave your home to go into an assisted living facility or nursing home? Are there quality facilities nearby? What are the average costs?
Don’t just think about now, think about the future as well.
While this is certainly not an exhaustive list of considerations, they are three particularly important ones that will help you pick the best place and make your move with confidence.
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