Requirements to Buy Your First Home in Atlanta

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Requirements to Buy Your First Home in Atlanta

Requirements to Buy Your First Home in Atlanta

Requirements to Buy Your First Home in Atlanta

Buying your very first home can be exciting and nerve wracking at the same time and is said to be one of the most stressful things we do along with marriage and divorce! Finding the right mortgage lender, locating our dream home through a reliable real estate office and then signing the contracts can indeed be a bit stressful!

Nearly all first time buyers will need a mortgage and a deposit to put down on the property. These days’ banks and building societies offer a wide range of different mortgages to suit everyone and many first time buyers are advised to choose a fixed mortgage, at least for the first five years or so, so they know exactly how much their repayments are going to be every month. It is well worth shopping around to find the best deal for you depending on the amount you want to borrow.

It is essential when buying your first home that you do not borrow more than you can afford. Take into account there will be utility bills and council taxes to pay along with the mortgage so ensure that these are taken into account when calculating your monthly outgoings. Insurances for both the home and car along with food and socializing costs much also be taken into consideration.

Once you have established how much you have to spend on your first home then it is time to start looking for a reliable and experienced real estate agent. Finding an agent who knows the area you want to buy in is always recommended since their knowledge on the area can turn out to be invaluable.

Advise your agent of exactly what your requirements are and how much you have to spend. They will then make a list of suitable properties for you to view. When viewing properties ensure you ask plenty of questions. Is there a school nearby? Is there public transport within walking distance?

Once you have found the property you want to buy then the real estate agent will get the wheels in motion. A deposit will be put down whilst paperwork is completed and checks are made on the property to ensure it is fit to sell and carries no debts. A completion of sale date will then be set where both parties will sign and balance of monies is handed to the vendor.

Although it may seem relatively simple buying a home, it is essential that you use a reliable mortgage provider and real estate agent to make sure the purchase goes smoothly.

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Atlanta Homes for Sale

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
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Sandy Springs Homes for Sale

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
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Marietta Homes for Sale

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
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Alpharetta Homes for Sale

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
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Roswell Homes for Sale

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
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Lawrenceville Homes for Sale

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
Data last updated: 4/23/19 5:56 PM PDT.

Walk Score provided by walkscore.com.

 
 

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FMLS Logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2019 FMLS.
Data last updated: 4/23/19 9:14 AM PDT.

Walk Score provided by walkscore.com.

This IDX solution is (c) Diverse Solutions 2019.