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Loan Modification Inquire

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Required Documentation
1. COPIES OF MOST RECENT PAYROLL STUBS - Please provide
copies of pay stubs for the past 2 months for both the borrower and co-borrower.
 

2. COPIES OF LAST 2 YEARS W-2’s - Please provide copies of 2 years W-2’s
for both the borrower and co-borrower.
 

3. (IF SELF EMPLOYED) COPIES OF FEDERAL INCOME TAX
RETURNS - Provide copies of original signed and dated tax returns, including all schedules,
for the 2 most recent tax years for both borrowers.
 

4. COPIES OF LAST 3 MONTHS BANK STATEMENTS - Please
provide copies of the last 3 months bank statements for all accounts, please provide ALL pages.
 

5. COPIES OF MOST RECENT MORTGAGE STATEMENTS -
Please provide copies of your most recent mortgage statement or coupon for your property.
 

6. COPIES OF MORTGAGE NOTES - Please provide copies of all mortgage
notes from original loan documents that currently exist on your property if you have them.

 

7. COPIES OF ANY DELINQUENCY LETTERS FROM YOUR LENDER - If your loan is currently in default, please provide us copies of the letter.

Testimonials

"I can't believe how great you guys are! All the follow ups and standing by me while I was on pins and needles! And the results!! Oh boy, every time I pay my mortgage I thank God for you guys. $1,200 a month off my mortgage??! Amen!"
Peggy Sue, Louisiana

"This company has done more than save our home, they saved our family. Things were getting so tough, I remember barely making it home from work with my gas light on, to no dinner. Later that night my sister-in-law called and referred us to This company. Unlike Indymac, they treated us like people. Life is so good now, and I would not hesitate to refer anyone to This company"
Amy & Brian, Maryland

"I was having a tough time with Wells Fargo; it didn't seem like they really wanted to keep me in the home. I couldn't understand why, I was pretty upside down on the mortgage. I spoke with my attorney and he recommended I try Modification Zoom. Their fee was significantly less than I thought, and, under two months later I'm off the hook over $200,000, and my payments just over half what it was!
Frank, Maryland

"Just wanted to write you a quick thank you for saving our home. We wouldn't be where we are right now without you guys. Thanks again John for all of your hard work on our file!"
George & Mary, Virginia

"I cannot begin to say how much I appreciate all you have done for my family. When my husband lost his job, I thought it was the end of the world. I'd like for you guys to include my testimonial, because you truly saved my family. When we called This company, I was pretty sad to find out that we couldn't qualify for a Loan Modification because we had no income coming in. We were living off of our retirement savings, and they were pretty much gone. The staff at This company really helped us out; they even helped Bill with a resume to get a job, and they stood by us for over three months and did our Loan Modification even though we didn't have the money to pay them. Their kindness helped get my husband a job, lowered our payment $700 [per month], and changed our lives."
Diane, Virginia

"This company was there for us when the world turned their back. My wife and I are so happy and thankful for all that you do. Keep doing good things! Take good care of Brent like you guys took care of me. I will also be referring my sister to you, she's having trouble. All the best to you guys!"
Jesus, D.C.

Great experience, great people. I think there is no one in the world right now I feel I owe a greater debt to. That home was choking us. It was really tough when we made the decision to let it go as a short-sale. The house sold for $243,000. We owed over $350,000. And we did not have to come up with the difference!
Ray, Virginia

This company was there for us every step of the way. I remember we got off to a little rocky start, I had no idea how this worked! Looking back though, I am so glad I got in touch with you guys. A 4.5% rate for 30 years, I'll take it!!
Greg & Diane, New York

"This company got me a 4.857% interest rate, saving me over $2,000 per month, and knocked $200,000 off of the balance of my mortgage. I love you guys!! Justin, you are the best!"
Joanne, New Orleans

"Hi Justin, Sarah, I wanted to thank you guys for all of the hard work that was done on my modification, and share my testimonial (feel free to post this on your website). When I was referred to This company, it was like the world was closing in on me. All of my bills were past due, I was two months late on my mortgage, and it was at the point where just thinking about bills gave me a horrible migraine headache. I had just had open heart surgery, part of what got me into this financial mess, and the stress of my finances really wasn't helping. Every day I'd get a ton of calls from debt collectors. I am in a much better place now, financially, emotionally, mentally, and my health, well, I feel much better without the stress of worrying about losing my home. I can't thank you enough for all that you have done for me. People, these guys saved me over $1400 per month. They are great, and their fee was nothing compared to the amount they saved me and the fact that I still have my home. Again, thank you so very much for all that you have done."
David, Maryland

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